Weekend Plans & Blogging Chores

Hi everyone.
Hope you´re all having a great Weekend!
Today, we´re having a storm here in Portugal, it´s been raining all day. Algarve is in orange alert. With the crazy weather affecting the world (too hot in Australia, floods in Brasil, snow in US, etc), in my case, it´s better to stay home and do the house chores.
Today, it´s Entrecard "Top Droppers Day". Officialy, I didn´t join but I´m working on my usual "Thank You Droppers" post.
Next week, I´d like to finally post the awards I received from my fellow EC bloggers. I recently removed the awards from my sidebar because I want to create a page just for them. I still haven´t used the header link zone so I can create a link there to a page with all Night Clicks awards.
See you next week xx

Silver & Copper Creations

Archmail Designs dot com is an online jewelry store where you can find Cody Sortore´ creations. This artisan´s handmade pieces are mostly in silver but in the website you can also find Japanese jewelry and lower priced items in copper.
Before visiting Archmail Designs, I didn´t know what copper was but after browsing the website I think this metal makes beautiful bracelets in colors I like.
As referred in Archmail website, this metal is know by it´s benefits in health, has different color variations and copper jewelry is cheaper than silver.
If you´re looking for a special gift, check out this jewelry store for unique designs.

Blogger Status: Busy as a Bee

Hi everyone.
Last night, was a long night for me. I was online until late hours because I had a few tasks I couldn´t miss. As I mentioned in a previous post, the current situation makes us work more for less but, after ten days without earning, is like take it or leave it.
Yesterday, I also worked on my Portuguese blog and tried to catch up with comments.
Because I went to bed so late, this morning I feel asleep and missed one of my Thursday tasks which is taking my daughter to English lessons.
As my post tittle says, I´ve been busy as a bee. I have a handful of things to do at the same time and the hours of the day aren´t enough. Right now, besides school and house chores I have to organize my daughter´s birthday party and prepare my mother´s flat to rent again because tenants are leaving this weekend. The family mini real state business is a part of my life I rarely blog about but it´s a task I´ve been doing in the past decade. Well, I´m off to do the house chores. See you later.

Greeting Cards: A Nice Gesture

With so many new technologies available, writing hand letter seems to be in extinction. I´m the oldfashion type, I enjoy receiving letters and greeting cards. If you need personalized cards, both for personal or business use, one good Website to visit is Gallery Collection dot com.
The Gallery Collection is owned by Prudent Publishing, a USA based family company, first established in 1929. This leading company is publisher of quality Christmas, Holiday, and All Occasion greeting cards. Recently, they donated 1,000 cards to 'Operations Gratitude' and Barrack Obama signed them at Calvin Coolidge High School in Washington, DC the day before the inauguration.
In Gallery Collection Website you´ll find a vast selection of personalized cards, available only from the publisher, which are suitable for most occasions. For example, you can find Business Birthday Cards, Calendar Cards, Photo Cards, Thank You Cards and Holiday Assortment Boxes. All prices include matching envelopes made of recycled paper. Gallerie Collection cards are available in USA, UK and Canada.
Sending a card in special occasions can be a remarkable gesture remembered for a long time. For example, if you received a unique card from your boss, greeting you for a good job you´ve recently done wouldn´t you be happy for that gesture? Or if a company which you are client sends you a personalized birthday card, don´t you think they are very nice and treat you in a special way? A greeting card can be a gesture you´ll remember or be remembered.

Blogging & Learning

Like most computer related skills, blogging has a learning curve.
If you started as a newbie, just like me, you´ll notice that everyday we have a chance to learn something new.
In my blogging journey, I learned most things I know from other bloggers and websites. So, whatever blog type you have, it´s a good idea to read other sites and socialize with other webmasters. We have much to gain if we don´t stay isolated in the blogosphere.
Currently, in my spare time (which isn´t much) I´m trying to improve my little HTML knowledge. If you check my blog about free resources you´ll find a recent post about this topic with a few urls of educational websites.
I also like to read other websites about blogging resources and tips. If you check my bottom bar, I recently added a button of a blog about blogging tips. This blog, is a good learning resource both for newbies and advanced bloggers.
In sum, a blogger who wishes to improve his/her blog needs to develop different skills (such as html, seo, building traffic, etc), writing is only one of them.
See you soon.

Webhosting Reviews Website

When you set up a blog in your own domain you have two hosting options. You can use a free service or a paid hosting.
Free hosting can be a good option for some blogging platforms, it all depends on your specific needs and how much you´re willing to invest in your blog.
If you need advice about webhosting, you can visit websites that review different providers and compare the services they have to offer.
Webhostinggeeks dot com is a website where you can read independent reviews of different webhosting providers to check the best deals that meet your specific needs. For example, in this website you can read reviews done by webmasters, check the top ten providers and find the best cheap hosting packages. All hosting plans reviewed include, at least, one free domain registration which is a good deal.
In Webhostinggeeks you´ll also find a section of hosting providers that offer Adwords vouchers. If you´re looking for hosting services in this website you can read different reviews, visit their Blog and get informed before buying.

Student Life: Payments and Progress

Hi.
I just made the second payment of my school´ taxes. Ouch...it hurts a bit but, at least, I can rest my mind for three more months. In three months I´ll make my last payment for this year.
Regarding the project, my progress isn´t as much as needed. My thesis topic is "Social Representations". I already found a good number of articles and useful references but I haven´t found the time to do all the reading. Days fly by. I dedicate most afternoons to this project but things are a bit stuck. I already read some articles but not enough to start writing.
I really need to start writing but it just seems I haven´t read enough. I´m affraid of what we call "plagio", also known as duplicate content. I think it´s a very bad thing for a student to do so I need to be careful and avoid it.
Maybe, if I dedicate more time to my project I can finish it in time. I really need to do this because I don´t want to spend another year in school. I know it´s hard to find jobs in my area and when I finish my course I will be unemployed but, right now, I just want to get it done. It feels I´ve been studying forever...

CD & DVD Services: Bison Disk

Bison Disk is an Orlando based company which provides DVD/CD duplication and replication services. This company manufactures discs and produces innovative disc packaging for companies in US.
If you don´t know the exact difference between duplication and replication, here´s a brief explanation:
Duplication is the copy process usually chosen when the order is for a quantity of 1000 or less units. It consists in copying content from a master to a pre-existing DVD or CD disc.
Replication utilizes an injection molding process to transfer the data from the master and create a brand new DVD or CD disc. This method is usually chosen when the order is over 1000 units and it has a lower unit cost.
Bison Disc offers full-service for any type of project and promises quick turnaround orders to bigger projects. Their services include disk packaging solutions, DVD production, creative and content services. They have an experienced team which is trained to answer your questions and provide guidance in every step of the process.
Bison Disc offers over a decade of experienced services and has many known companies as clients. They strive for reliable delivery dates, competitive quotes with no hidden costs, quality costumer service and 100% quality guarantee.

Blogging Addiction Quizz

Hi everyone.
Last weekend, while bloghopping, I came across this blogging quizz in "Freaky Frugality" website. You know me, I like this type of games, specially when they´re blogging related. So, I got curious and did the quizz right away.
The question of this quizz is: How Addicted To Blogging Are You?
While doing this quizz, you´ll be asked if you want to join a certain website. If you don´t want to join you don´t have to, all you need to do is refuse using the button in the bottom of the page and quizz results will be displayed.
Well, I already knew about this addiction of mine, I just didn´t know how to quantify it. It´s confirmed now, I´m 74% addicted to blogging :)
To take this quizz just click the logo.
Good Night!

74%How Addicted to Blogging Are You?

My Favorite Fashion Item

When it comes to fashion, most women have some specific tastes and preferences. Some like certain pieces of clothes while others prefer accessories and bags. All women I know like to collect or have a fixation on some fashion object. For example, I have a close friend that has over fifty pair of shoes and matching bags.
Personally, I like comfortable boots, wallets and sunglasses. I don´t collect them like my friend does but I have a few items of each, except sunglasses because with vision lens they´re a bit expensive to have many. If you remember my last post about this topic, then you know what type of footwear I like. I mentioned some Tactical Tailor Website where I can find all the boots that I like. No, they´re not really army boots, they´re just the most comfortable and resistant footwear money can buy. I know this year high heels boots are in but no one could make me ware one of those.
We all have our secret reasons to collect fashion objects. Some years ago, I had a surgery in my left leg and and I can´t use uncomfortable footwear. Maybe that´s one of the reasons why boots are my favorite piece of fashion.

The Year of the Ox



Talking about celebrations. Some of my fellow bloggers from the Orient are celebrating the Chinese New Year. Happy New Year to all that celebrate it!
Personally, I like Chinese Astrology and 2009 is the year of the Ox. I´m Aries and Ox but I don´t know much about it´s meaning. Is this my lucky year?
I´ve read some blogs that had interesting predictions for the year of the Ox. I also think the Ox descriptions I read match most aspects of my personality. I belive more in descriptions than in predictions ("guessing the future is forbidden") but as a curious being, I like reading what they say about my sign.
I made a few searches about this topic but didn´t find much. For Occident Astrology I use the Website Astro.com but for Chinese I don´t know many references. I do have a book about it but only has descriptions of the main elements and signs.
Do you know any good Website where I can read more about the Ox?
I would appreciate any tips as I´m new to Chinese Astrology.
See you soon.

Image Credits: http://media.photobucket.com/image/chinese%20%20ox/leslie_khoo1990/Chinese%20New%20Year/Year_of_the_Ox_2009_by_duosun00.jpg?o=2

What Would You Celebrate?

My daughter´s birthday is arriving. She was born in February 7, and she´s turning nine. To celebrate this ocasion, we´re going to make a birthday party in our flat. She wants to invite some of her collegues, neighbours and cousins and I´m sure they´ll have fun toguether.
As most girls of her age, my daughter is a huge Disney fan. She likes the classic characters and all Disney princesses. Last weekend, we found some fun Disney birthday invitations with matching envelopes and all. Nedless to say that we visited Orlando Disney World website too. We found that this year, they have a special event called "What Would You Celebrate".
Easy question, I would celebrate my daughter´s birthday. if I could, I would buy some Discount Disney World Tickets online, fly to US and spend a whole week in Orlando with my family.
My daughter´s Godmother, which is also her aunt and my sister-in-law, lives in US. Last year, she sent us some amazing pictures of her and my nephews at Walt Disney World. I imagine that it´s like a small city with many fun things to see and do.
While looking for the invitations, we browsed the offcial Disney website too. The place is really big. There are so many attractions and shows to visit, such as Magic Kingdom, Disney's Hollywood Studios or Animal Kingdom, that only one weekend in Disney World wouldn´t be enough to see so many things. For nature lovers like we are, they also have Disney’s Fort Wilderness Resort and Campground. This big campground features cabins that are just like hotel rooms. Disney World must be an amazing place. A trip there would be a perfect birthday present for a girl that loves fantasy and the fairy tales´ world, don´t you agree?

Music Monday XXII

Hi everyone.
Hope you all had a good weekend.
As usual, my weekend was spent in family. Last Saturday, we spent the afternoon out. We went to Algarve Shopping, in Albufeira. I had fun Bowling, something I rarely do.
For this week´s MM, I picked one of my favorite groups of the moment, Linking Park. I like both their lyrics and music.
They already visited Portugal a couple times and played in Rock in Rio. I picked a song that has been playing every day in my favorite radio station, "Leave Out All The Rest":





Updated: 31/1/09
The video I had before was removed from Youtube. Sorry but it´s something I can´t control. I replaced the previous video for this other version of the same song.
Happy Blogging!

Video Games News & Reviews Website

In the past decade, the video games industry has grown exponentially. I read some statistics of 2008 that confirm the growth in the sales of most video game products. It looks like I can´t escape from this growing wave because I have a eight years old daughter that simply loves video games.
We have a Playstation 2 and one specific site to visit is Total Video Games. In this re-launched website we can read video game news, reviews & previews and not only for PS2 but also other consoles. This site also has daily video games news, game cheats and other daily content created specially for those who enjoy the virtual world.

Entrecard: Top Droppers Day

Entrecard is promoting the "Top Droppers Day", an event that will take place in January 31.
Bloggers that wish to participate in Top Droppers Day have to write a post thanking and linking back to their blog´s Top Droppers.
As EC users know, this is a common practice among some bloggers. Others reward advertisers or top commentors but there´s also some who don´t do anything.
I´ve been doing a "Thank You Entrecarders" post for quite some time and I also reward top droppers with a one month sidebar (125X125) ad that includes a dofollow link.
I´ve been in EC since last July and, although returning drops can be time consuming, I enjoy it very much. Dropping can become addictive and sometimes overwhelming but without it I wouldn´t have found great blogs that I enjoy reading and became follower.
So, the question is: Are you in or out "Top Droppers Day"?

Computer Role-Playing Games

I´m a fan of video games, specially people´s simulators. I know that some countries have big championships of video games but, until recently, I didn´t know about Massive Multiplayer Online Role-Playing Games.
MMORPG, or MMO are a type of computer games in which many users can interact in a virtual world. The player adopts a fictional character and controls it´s actions in the game. The main difference from common video games is the virtual world exists even when characters aren´t playing.
The MMO world is also a business, referred to as RMT or Real Money Trade. In this business, players can exchange the game currency for real money. Some of the most popular MMO are World of Warcraft, Final Fantasy, Age of Conan, EverQuest Lineage 22, and Pirates of the Burning Sea. This games use gold, or Vanguard Gold as it's currency, which can be traded online in e-commerce websites that sell virtual currency.
I wonder if there´s many people making a living out of this. I saw on the news that there´s a good Portuguese player living of online games but I´m not sure if it´s this type or simple video game championships.

Mira´s Joint Blog Anniversary Guive-Away Contest

Mira, a fellow blogger I´ve meet trough EC, is celebrating on February 13 a double blogversary. Happy birthday to Random Thoughts and A Moment to Exhale!
I´m sponsoring this contest with ECs and ad spots in three of my blogs, Night Clicks, My Countryhome and Netfreesource.
Twelve lucky bloggers will get a chance to win any of these prizes:

1st Prize:
$25 - c/o Random Thoughts
Customized Blog Layout (blogger platform) c/o My Web-Blog Designs
1 Swarovsky Bracelet c/o Yen's Handmades [Click here to see the ITEM]
$20 + 2000 EC credits c/o Windmill on the Hill
$10 + 500 EC credits c/o My Life's Journey to Success
$10 + 500 EC credits c/o Things I Did Not Know Before
$10 + 500 EC credits c/o Unique Ideas For Your Beach Weddings
2000 - EC credits + 1 month 125x125 ad space c/o Night Clicks
1000 - EC credits + 1 month 125x125 ad space c/o NetFreeSource
3000 - EC credits c/o Random Thoughts
1 month 125x125 ad space c/o Dashing Beauty
1 month 125x125 ad space c/o Tales of a Pinay Single Mommy
1 Photo Pop Art Make-over c/o Sweety Tots

2nd Prize:
$20 - c/o Mira's Web Journal
2500 - EC credits c/o Mira's Web Journal
2000 - EC credits c/o A Moment to Exhale
20GB webhosting from my hosting site http://angelic-melody.net + 500EC credits
1000 - EC credits + 1 month 125x125 ad space c/o My Countryhome
1000 - EC credits + 1 month 125x125 ad space c/o Live Love Pink
1000 - EC credits + 1 month 125x125 ad space c/o Samantha's Own
1 month 125x125 ad space c/o 1716 South
1 month 125x125 ad space c/o Garage Sale
1 Photo Pop Art Make-over c/o Sweety Tots

3rd Prize:
$15 - c/o A Moment to Exhale
3000 - EC credits c/o Big Boys Have Toys Too
2000 - EC credits c/o A Taste of Both Worlds
1000 - EC credits + 1 month 125x125 ad space c/o Kharlota dot Com
1000 - EC credits + 1 month 125x125 ad space c/o A Girl for All Status
1000 - EC credits + 1 month 125x125 ad space c/o A Fil-Am Journey
1 year text link ad c/o http://glamorous-heart.info
1 month 125x125 ad space c/o Symphony of Love
1 month 125x125 ad space c/o Sweepstakes Girl
1 Photo Pop Art Make-over c/o Sweet...Pretty...Naughty

4th Prize:
$10 - c/o My Barefoot Journey
2000 - EC credits c/o Mommy's Little Corner
2000 - EC credits c/o My Online Paradise
2000 - EC credits c/o Kinda Life of Mine
1000 - EC credits + 1 month 125x125 ad space c/o Just About Anything
1 month text link ad Thomas Travel Tales
1 month text link ad Great Finds and Deals

5th Prize:
2000 - EC credits c/o Wife of a Warrior
3000 - EC credits c/o Life's Sweets and Spices
1000 - EC credits + 1 month 125x125 ad space c/o Simply Irresistible
1000 - EC credits + 1 month 125x125 ad space c/o My Sweet Haven
1 month text link ad Work At Home Jobs
1 month text link ad Erlinda‘s Wandering Thoughts

6th Prize:
2000 - EC credit c/o The Solitairy Love
1500 - EC credit c/o My Barefoot Journey
1000 - EC credits c/o My Kitchen Table
1000 - EC credits + 1 month 125x125 ad space c/o Kalidadis
1000 - EC credits + 1 month 125x125 ad space c/o Cooking is Fun
1 month text link ad CompTechGadgets.com
1 month text link ad Healthy Living and Lifestyle

7th Prize:
1000 - EC credits + 1 month 125x125 ad space c/o Simplement Belles
1000 - EC credits + 1 month 125x125 ad space c/o Moi et mon univers!
1000 - EC credit c/o Scrappy Mommy
1000 - EC credits c/o Dashing Smiles
1000 - EC credits c/o Everything Plus the Kitchen Sink
1000 - EC credits c/o One at a Time
1 month text link ad Thomas Web Links
1 month text link ad Bohol Paradise

8th Prize:
1000 EC + 1 month 125x125 ad space from My Daily Sunset
1000 - EC credits c/o My Kitchen
1000 - EC credits c/o My Life and Family Journey
1000 - EC credits c/o My Whole New World
1000 - EC credits c/o Definitely Maybe
500 - EC credits c/o I Thought So
1 month text link ad Batuananons

9th Prize:
1000 EC + 1 month 125x125 ad space from Lovely Pink
1000 - EC credits c/o Small Side Bits
1000 - EC credits c/o In His Steps
1000 - EC credits c/o Moments of My Life
1000 - EC credits c/o My Crossroads
1 month text link ad Filipino Online Community

10th Prize:
1000 EC + 1 month 125x125 ad space from Hobby and Such by Carlota
1000 - EC credits c/o My Life's Adventure
1000 - EC credits c/o Wonderful Things In Life
1000 - EC credits c/o The Joy of Life Forever
500 - EC credits c/o Life's Journey
1 month text link ad from Nita's Random Thoughts

11th Prize:
1000 - EC credits c/o Medan Daily
1000 - EC credits c/o Wiehanne Lounge
1000 - EC credits c/o Simply WP
1000 - EC credits c/o Everything Under the Sun
1 month text link ad from Nita's Corner

12th Prize:
1000 - EC credits c/o My Barefoot Journey
1000 - EC credits c/o Random Thoughts
1500 - EC credits c/o A Moment to Exhale

This contest will officially start on Sunday, January 25 at 12:00 AM and will end on February 10, at 11:59 PM, EST.
You can check all details to enter this contest visiting Mira´s Blog.
Now, I´m in, and you?

Mobile Phones Online Store

I was reading a friend´s blog post, that consisted of a mobile phone review, when I realized how obsolete my mobile phone is. I have a Samsung with nice features. I can take pictures, make small videos, access the Internet and I can also import files such as music and wallpapers.
I bought this phone four years ago and it was the latest trend. It wasn´t cheap, around three hundred Euros, but since I bought it I had absolutly no problem with it. It already fell on the floor a couple times and it´still working fine. The only disadvantage is size, it´s too big comparing to recent phones.
Well, right now I can´t afford to buy a new phone, but I like reading reviews of he latest trends and offers. If you´re in UK and you´re looking for mobile phones, there´s an online store you can visit to check and compare prices, called Mobilephonestore.
MobilePhoneStore.net is an affiliate of the official 3 website, they promote the best products available from 3. In this website you can check details for a 3 contract, find the phone or plan that suits you and check the best offers. This website features the best brands and also has mobile brand laptops and different accesories.

Blogger Status: If you Can´t Beat Them, Join Them

Hi everyone.
This blogger status brief post is just a bit of rambling, but that´s how I feel today.
After ten days without a good opportunity, all I can say is my post´s tittle: If you can´t beat them, then join them. An old saying we use in Portugal too.
I recently wrote a few posts about the changes in paid reviews world, that´s what today´s rant is all about. If you´re in the same boat, you´ll understand what I mean.
I realized, I rather earn a bit everyday than spend weeks without a decent offer. I just paid my school taxes for this semester but I need to start thinking about the next (and final, I hope) payment.
Lately, due to a flu and loads of work, I´ve been more tired than usual. At 1.00 am I´m already sleepy and can´t find enough time to finish all chores, specially returning drops. Another thing is I´m late posting awards, this boders me but I only have 24 hours a day, two hands and a handful of blogs :)
Some days I start dropping early, but lately, if I leave this task for my "night shift" I have a hard time finishing it. Well, I´m off to do my chores now. It´s Friday, tomorow I can rest a bit more, the morning is all mine :)
Good Weekend to you all!

New Consumer Community

To many bloggers, networking became a must. People use network websites to connect with others they already know but also to make new connections.
Social networks became so popular among Internet users that the latest trend are websites that provide specific meeting places, such as Acobay.
Acobay is a new social network website, still in Beta, where users can share the stuff they use and get connected to others who share the same interests. In this consumer network you can learn about the most popular products available today and connect with people who use the same phone or computer, play the same games, drive the same car, read the same books, etc.
Acobay consumer community is opened to all users but also has a section for bloggers.

About My Other Blog: Netfreesource

Hi everyone.
Today´s post is about Netfreesource, a Blog where I post about free resources available online.
In this blog, I review websites that I find useful or somehow interesting. Most websites I recommend are found trough search engines. To keep it up, I have to research on a weekly basis and then filter results. I visit every website and, when possible, before posting I try the services they offer.
When I started Netfreesource, my first concern was content but when Night Clicks lost rank I had to reformulate my whole blogging plan.
I knew from the start it wouldn´t be easy to monetize Netfreesource because it has a specific focus on free resources but I didn´t care much about earning, the same as my food blog or My Countryhome.
In October, I submitted Netfreesource to different advertising companies and was accepted by a few, except PPP. I always knew I could earn more if I had my own domain but I didn´t want to start another personal blog for that purpose. Now that Night Clicks kept it´s rank there are less opportunities to do. If I want to maintain my current online income, I have to find another plan.
I´m thinking about reformulating Netfreesource. For example, I could give it a wider focus, include more personal content and change the design. Care to share your thoughts?

Ezibuy Online Store

If you like shopping online, or just browse the latest fashion clothing and home decor, check out Ezibuy online store.
Ezibuy is a company, founded in 1978, that is known as the largest fashion clothing and home decor multi-channel retailer in Australia. This company also provides corporate uniforms and offers over 40 catalogues each year.
In their online store, besides Women´s Fashion clothes, you can also find other sections such as shoes, boots, plus size clothing, men´s clothing and discount clothing.

Night Clicks TC Widget

Hi everyone.
My Top Commentor widget is up and running. It´s my way to say thanks to fellow bloggers that read my posts and comment.
If you take a closer look, you´ll see that my top commentors are all great Ladies & Bloggers. Their support has been great and without their good humor and kind words my blogging nights wouldn´t be the same. There are other regular comentors that I appreciate, so a big thanks to all of you too.
When we have a TC sidewide widget, we´re giving links out and not only a few.
I noticed that the number of followers of Night Clicks has increased, I´d like to return this gesture and become their follower too. At least, a good blog ethics tells me I should visit their blogs and comment. This is one of my next tasks.
For now, I´m off to see the repetition of Obahma´s ceremony. I heard it had a good live concert, and you know me, not much into politics but great headbanger :)
A Good Night, see you.

Music Monday XI

Hi.
Today´s MM is a singer I like since my teens. I was introduced to his previous band, "Bauhaus", by a dear friend of mine that is no long among us. Each time I hear Peter Murphy´s songs I always remember the good times we spent toguether.
After Love & Rockets and Bauhaus, Peter Murphy focused on his solo career. He´s been in Portugal many times but I never had a chance to see him live. He´s the singer I was going to feature last week, but then After Midnight made me change my mind.
Well, he´s here today with the song "Strange Kind of Love":



Peter Murphy A Strange Kind of Love Lyrics:








A strange kind of love
A strange kind of feeling
Swims through your eyes
And like the doors
To a wide vast dominion
They open to your prize

This is no terror ground
Or place for the rage
No broken hearts
White wash lies
Just a taste for the truth
Perfect taste choice and meaning
A look into your eyes

Blind to the gemstone alone
A smile from a frown circles round
Should he stay or should he go
Let him shout a rage so strong
A rage that knows no right or wrong
And take a little piece of you

There is no middle ground
Or that's how it seems
For us to walk or to take
Instead we tumble down
Either side left or right
To love or to hate




Good Monday!

Paid Reviews World: More Competition and Economy Downturn Effect



Hi.
Today´s post is about a few changes that I noticed in the paid reviews´ world.
As you know, I earn some extra money blogging mainly trough advertising, reviews and content. I´ve been doing reviews for nine months and, along the way, I have blogged about my experiences with different companies.
As I previously pointed out, there are some disadvantages in doing this type of blog advertising. I noticed a few: affects content, loss of readers, PR penalized, blog desindexed from SE and not accepted in some blog directories. The positive side is the possibility to earn dollars, more or less, depending on the blog.
In my case, I´m happy with what I was able to earn with my simple blogspot blog, although I know I could earn more if I had my own domain, one change I always delayed.
Although I improved my ranks, in November I noticed there was more competition and less opportunities, comparing to previous months. It looks like the economic downturn had an affect on the number of opportunities available too. The same happened in December and is happening now.
If you´ve been doing this type of advertising, and you recently visited some of this websites you probably noticed the same I did, offers of fifty cents and one buck. When I first saw this I thought: What the h...my eyes aren´t seeing well. But no, it´s true.
I read somewhere that this business will probably end, some day. One thing is sure, the crisis effects are already visible. For now, I´m not lowering my prices and accepting this tiny offers, specially because my currency is Euros. Let´s see for how long this continues.
Well, that´s enough rant for now. I´m off to update my other blogs.
Good Blogging Sunday!

Blogging Resources: TC Widget and Other Blogger Plugins

Hi.
A couple months ago, I decided to reward Night Clicks top commentor with a post link (Top Droppers monthly post), and a sidebar spot that includes logo & link.
Mariuca has been Night Clicks steady TC, thanks!
Good comments make a blog alive, so why not share a bit of link love with those who bring new energy to my blog?
Without a Top Commentor widget, I had to count all comments which isn´t a practical task. So, I decided to add a TC widget which counts comments and links back.
This TC widget is available in Bloggerplugins website.
In this website, besides a TC widget for blogger, you´ll also find:

~ Popular Posts widget
~ Blog Translation Widget for Blogger
~ Recent Posts widget for Blogger
~ Recent Comments Widget for Blogger
~ Social Bookmarking Icons after every BlogPost
~ U Comment I follow
~ Instructions to Optimize Blog Title For Search Engines
~ Free Blogger Templates
~ Insructions to Remove NavBar

So, if you think you should reward your blog´s TC or you need any of this blogging tools all you need to do is type the data requested by the site and it will generate the HTML code for you. Then, you just have to add it to your blog like a normal widget.
Good Night.

Blog Tag and Awards

I was tagged by Liza at Wondermom. Thanks for remembering me!
This tag has a rule: Click copy/paste, type in your answers and tag four people in your lists. Don’t forget to change my answers to the questions with that of yours.

~ 4 places I go over and over: Montegordo beach, Troia, my hometown, "Algarve shopping" mall.
~ 4 people who email me regularly: school colleagues, old friends and a lot of spam.
~ 4 of my favorite places to eat: Gargalo, Chinese, Adega Nova, Churrasqueira Sto. AntĂłnio.
~ 4 places you’d rather be: Countryhome, my hometown, South Spain islands, Holland in spring or summer.
~ 4 TV shows I could watch over and over: I don´t see much TV but I like wildlife shows, lyfstyle in other countries (people and arts channel), food and live concerts.

Liza has several blogs. She also awarded me the "Smile Award", a prize from her blog Moms - Check Nyo. Thanks Liza!
I read in your blog that this is a special prize, I´m happy you decided to shared it with me:)



Here are the qualifications to receive this award:

A. Display a cheerful attitude.
B. Love one another.
C. Make mistakes.
D. Learn from others.
E. Be a positive contributor to the blog world.
F. Love life.
G. Love kids.

The Rules:
1. Please link back!
2. Post the rules
3. Choose 5 people to give it to
4. Recipients must fill the characteristics above
5. Create a post to share this
6. Thank the winners

Ok, so now comes the difficult part. I´ve been posting awards I received but I haven´t passed them yet, so I'd like to share all the recent awards Night Clicks received, you can grab them here:

~ Blog Awards from Monica
~ Blog Awards from Mariuca

With this bloggers:

~ Mathias Chronicles
~ Mahr´s Display
~ Allena
~ Lainy
~ Empty Streets
~ Babette
~ SHY
~ Mira
~ Roxy
~ Native American Mom

Ah, and you´re all notified to receive other awards Mariuca bestowed me, you can grab this other awards in her blog or wait a few days until I post them here.
Cheers!

Online Insurance Resources

In Portugal, we have both public and private health providers. In the public health system, which includes health centers and hospitals, any citizen can receive medical treatment without having insurance or other type of health care plan. Hospitals charge admission fees that are affordable to most citizens and provide effective diagnostic resources.
When we look to countries such as USA, everything is different. Most citizens need insurances and they have many different products and carriers' to choose from. My country is slowing moving towards this reality. Private hospitals are no longer managed only by doctors, they function as a profitable business and many provide better services than public providers. Another difference is the quantity of information available online.
For example, if you live in California you can find plenty information online and get a California Health Insurance Online Quote . You can also research requirements to contract a California Business Health Insurance for your company.
Due to rising health care premiums, insurance companies created HSA Plans California, which are high deductible and cover both illness and accidents. Another option is to purchase an accident policy to supplement your health insurance. You can also find specific insurance products for children and seniors.
With all the options available, before choosing any insurance, we should read all the information available and compare plans to do the best deal.

Blogger Status: Doing Blogging Chores

Hi.
For the second night in a row, I´ve been researching and reading. I got a bit distracted and didn´t finish my normal EC round.
I stumbled across a blog about saving money and living on a budget (trough another EC blog) and I got so curious that I couldn´t stop reading it. Like what happens when I´m reading an interesting book. I think I read most posts and the blog has over one year of regular updates. I will blog about this topic next time I update My Countryhome.
Besides reading, I spent some time doing other blogging chores such as analyzing stats, researching tools and I also tried some SEO tools and blogger plugins I never used before.
While researching for free blogging resources, I came across more websites that offer free skins for blogger, SEO articles, HTML Tutorials, free software and other educational resources. So, this are all good topics for future posts.
I also received more blog awards and tags, gotta work on them too.
See you soon.

Music Monday XI: After Midnight

Hi everyone.
For today´s Music Monday, I had selected a singer that I heart since my teens but tonight, when I opened my blog and read the comments on my previous "Blogger Status" post, I decided I had to pick this music instead.

I´d like to send a big thanks to:

~ Mariuca
~ Mira
~ Liza
~ Babette
~ Monica

Thanks girls for your concern and support!
You really understand me and you´re like the sunshine in my blogging nights :)
I´m a bit sick, another flu bug, but I´m fighting it.
I´d like to dedicate this oldie, from one of my favorite guitar players, to all my fellow "After Midnight Bloggers":



Eric Clapton/JJ Cale - After Midnight Lyrics:

After midnight, were gonna let it all hang down.
After midnight, were gonna chug-a-lug and shout.
Were gonna stimulate some action;
Were gonna get some satisfaction.
Were gonna find out what it is all about.
After midnight, were gonna let it all hang down.

After midnight, were gonna shake your tambourine.
After midnight, its all gonna be peaches and cream.
Were gonna cause talk and suspicion;
Were gonna give an exhibition.
Were gonna find out what it is all about.
After midnight, were gonna let it all hang down.

After midnight, were gonna let it all hang down.

After midnight, were gonna let it all hang down.
After midnight, were gonna let it all hang down.
After midnight, were gonna let it all hang down.
After midnight, were gonna let it all hang down.

A Good Monday!

Men´ Rainwear Shop



In my country we´re having very low temperatures and rain, everyone needs to wear extra protection. To protect ourselves from cold it´s preferable to wear several clothes´ layers.
This winter, my hubby needs a new raincoat. He has a leather jacket that he likes very much but it´s useless to protect him from rain. He likes that jacket´s model and wears it all the time but he needs another alternative. First, I thought about offering him one raincoat as a Christmas gift but then I decided to wait for January because it´s when the worst weather starts and shop promotions too.
I was browsing online clothes catalogs when I came across Sanyo Rainwear, a japonese company that, in 1986, was established in the United States.
Sanyo rainwear is made of Micro Polyester, Nylon, or Polyurethane, the best materials for water-repellant outerwear. Sanyo Rainwear also has men's raincoats with water proof lining and Breath Thermo technology. This store caught my attention because they have the same model I was looking for my hubby. They call this model, in the picture above, the Queensland shirt jacket by Sanyo Shokai.
This shirt jacket is made of Micro Pique Polyester and has Breath Thermo liner to keep the inside dry and warm. It also has zip out pockets to protect belongings. Queensland is a casual jacket but it can give him a stylish look in any occasion.

Blogger Status:Tired and Freezing

Hi everyone.
Lately, I´ve been working so much that now I feel tired, I really need some rest. Maybe it´s blogging burnout. As you know I blog at night, very late. Sometimes I think I should have called Night Clicks "The After Midnight Blog" :)
Yesterday, I only managed to update one of my blogs and, although I dropped until dropping, I didn´t finish my EC round. Sorry droppers but some days I just can´t return all drops.
Today, I´m sleepy again. I feel like going to bed early which isn´t very normal. Maybe I caught a bug again, I already started caughing and my throat is strange. I´m divided, I want to go to bed but I´d like to update my other blogs too. I think this weekend I need take one day off.
The weather doesn´t help much either, I´m freezing and I hate cold. I´ve been shaking all day, even at home. A North Pole front is hiting Europe and Portugal has been affected too. It´s snowing in north regions. I just hope it goes away soon.
See you.

Informational Website: Auto Loans

With the present economy downturn, and high gas prices, many of us are trying to reduce expenses with cars, while others decided to walk more, use bikes or public transports.
I´m included in the first group. In 2007 I bought a new car and, alike a big percentage of Portuguese population, I had to ask an auto loan. I was in a rush to have the new car because my old one had a motor problem.
At that time, I didn´t research much about the different auto loans options available but if I had done so maybe I would have found a credit with lower interest rates.
I think someone who buys a car using a loan always loses money. In this business, winners are car dealers and financial companies. If we´re not careful when choosing a car loan we can end paying almost the value of two cars.
If you need information about the different options available in the car financing market, there´s a website called automakers rescue, that was created to provide articles about specific topics related to car loans. In this website you´ll find articles that cover topics such as used car loan options, solutions for poor credit, best online rates, information about leading providers and other useful resources.

Blog Tag: "Have You Ever"

This week, I was tagged by Mariuca, from the blog "Wishing on a Falling Star". Mariuca: I´d like to send you a big thanks, your´re awesome!
The "Have You Ever" tag is simple, I just have to answer a few questions so my fellow bloggers get to know a bit more about me.
I had fun playing this tag, here are my answers:

1. Have you ever been on TV?
*No, only in a radio studio.

2. Have you ever sung in public?
*No. I already played music but never sang.

3. Have you ever dyed your hair blond?
*Me, blond? Nahhh, only other colors.

4. Have you ever eaten frogs' legs?
*Never, and I intend to keep it that way :)

5. Have you ever received a present that you really hated?
*Yes, in my wedding. A black metal basket. Only recently I had the courage to
throw it away.

6. Have you ever walked into a lamp post?
*Yes, several times, but never got seriously wounded.

7. Have you ever cooked a meal by yourself for more than 15 people?
*Yes. In a New Year´s party. I was the best cook around so got recruited by my friends. I was lucky, I only had to cook different types of seafoods, very easy.
As usual, the worst part was cleaning everything afterwards.

8. Have you ever fallen or stumbled in front of others?
*Yes, on several ocasions. One time, I skiped breakfast and when I got hungry I rushed to a pastry. When I was entering the shop I fell right in front of everyone because I didn´t see one step...I was so hungry that I only saw the cakes, lol.

9. Have you ever done volunteer work?
*Yes, several times. Recently, in University, I helped organizing a coference and one other event.

Ok. Tag done!
See you.

UK Clinic: Make Yourself Amazing

More and more women are using cosmetic surgery both for health needs or to improve the way they look.
When cosmetic surgery services started, not all women could afford them but nowadays it´s much more accessible and most clinics offer credit options. In fact, cosmetic services have become a very lucrative business but not always 100% effective. Like in other health areas, to provide effective cosmetic surgery services, doctors need to be highly specialized, preferably with experience.
We´ve all heard stories of women who used cosmetic surgery services and weren´t happy with results but there´s also many success stories.
There are some women that can benefit much from cosmetic surgery. For example, a breast surgery can solve some problems and help women regain confidence when they lost their shape trough weight loss, after childbirth or due to the natural aging process.
If you need advice in cosmetic surgery there´s a clinic in UK, called “Make Yourself Amazing” (MYA), that counts with the expertise of Dr. John Ryan.
Dr. Ryan is a well known Doctor which has 25 years of experience in this field. He also participated in the reality television show “The Clinic”.
MYA´ services include a free initial consultation with a personalized information pack, a personal coordinator and all pre operative medical assessments. They also provide a comprehensive after care policy that covers all post operative assessments with a surgeon and one qualified nurse.
MYA has a network of consultation centres in Birmingham, Bristol, Cardiff, Leeds, Liverpool, London, Manchester, Newcastle, Nottingham and Sheffield.

Blog Awards for Night Clicks

Allena, from "The Eyes of the Beholder" awarded me!
Thanks Allena, I´m very happy to have you as ciber friend and I wish you all the success in your life and blogging journey.
And here are the awards:





Once I have more awards to pass, some from previous posts and others I haven´t posted yet, I decided to pass all this awards at once to a list of bloggers. I´m still working on this list and I´ll post it in a near future.
See you soon.

Blog Tag

In December, Lainy from “Our Journey to Forever” and Mira from “Random Thoughts” tagged me with the “Shot on the Spot” game.
Here are the rules of this tag:

1) Take a picture of yourself right NOW!.
2) DON'T change your clothes, DON'T fix your hair... Just take a picture.
3) Post that picture with NO editing.
4) Post these instruction with your picture.
5) Tag 10 people to do this...

I´d like to thank Lainy and Mira for remembering me. After much though I realized I´m not ready to play this tag but I want to acknowledge you, my fellow bloggers, for all your support.
As you may have noticed, I never posted personal pictures both from me or my family members, only from my cat :)
In personal posts, which I label “Blogger Status”, “Blogger Personal Stuff” and "Student Life", I disclose some details of my personal life but when it comes to our pictures I rather have a low profile.
Lainy and Mira: Please don´t be sad, you´re going to see my picture. Both of you are good friends so I took the shot on the spot and soon I´m going to mail it to you.
I hope you can understand my decision.
Cheers.

A Good Night of Sleep

A good night of sleep is a key factor to our health and well being. We spend a part of our lifes in bed so it makes sense to invest in a good furniture and matress.
I have learned this lesson the hard way. A few years ago, when we moved to our new flat, I bought a cheap matress. At that time, I though I was doing a good deal but I wasn´t. Now, I realised I really need to replace it because some days I wake up tired, like I didn´t rest anything during the night.
A nice looking bed can be inviting but I think the key for a good night of sleep is a quality matress and pillow. I´ve been doing price comparison and I came across an online shop, called Time4sleep, that sells beds and matress at affordable prices.
Time4sleep has a big sellection of different beds, such as wooden, leather, metal, divan, French style and much more. They sell good quality matresses and have free delivery on orders over five hundred pounds. If you need a bed quickly, this company has "The Next Day Bed" service which allows us to buy online and have it delivered the next day.
Need a good night of sleep? Check out this store.

Magi´s Day: Portuguese Traditions



In Portugal, Christmas holidays end today.
On 6th January, we celebrate the Magi´ day. Traditionally, we only remove Christmas decoration after this day.
Another old Portuguese tradition is singing "As Janeiras". Janeiras are an old tradition that has been kept, specially in small villages. A group of adults plays and sings traditional music, door by door, wishing a good new year to others. Then, the owner of the house invites them to eat and drink.
This week, my daughter´s homework was to look for Janeiras lyrics. She didn´t know what it was so I took some time to show her how it works. I found several videos of "As Janeiras" in Youtube, so if you´re curious just make a search there and take a glance at our traditions.
Good Night.

Photo Credits: http://www.photosearch.com

Cheap Web Hosting Services in the UK



UK Cheapest is a company, first formed in 1995, which was created to provide a Network Infrastructure Service and Support to corporations based in and around Essex and London.
In the past decade, this company developed and expanded their activities to provide other services in the website development area. UK Cheapest provides services such as cheap domain names, web hosting and a web site builder tool. With their hosting services there is no setup or additional charges. PHP and mySQL Database is included with all hosting accounts and there are no additional charges if you exceed your monthly traffic allowance. This last detail is very important if you can´t predict the amount of traffic you´ll have.
If you exceed your monthly traffic, they might ask you to upgrade your account if this becomes a regular problem. Besides this, a POP mail server (incoming) and SMTP mail server (outgoing) are included in all hosting accounts. There are no extras to buy and they don´t charge your account for hidden costs. You´ll only pay one year up front fee and they garantee 99.9% uptime and fast Linux based servers.
With UK Cheapest services you´ll have web hosting with all features included, which is a great deal to manage a website on a low budget.

Link Tool For Blogs

E-Referrer is a free tool created to link back to those who link to you. This tool is a script you add in your blog´s HTML which displays a widget that monitors visitors. If those visitors came from a link on another site, e-referrer registers this link in real-time and displays it on the widget.
E-Referrer provides several features to manage what will be displayed on the widget. You can customize how the widget looks, define how many referrers you want to display, manually delete any referrer, filter keywords, display by hit frequency or by date and time, etc. You´ll also find some video tutorials to learn about this tool.
Currently, E-Referrer is working on some new features to improve the program and they already launched eReferrer 2.0 Beta site. This service is totally free. It can be a good help to manage link exchanges and can create new reciprocal link opportunities.
I´ve seen this tool in use on other websites but I didn´t try it in my blogs yet. I think I will try it out. With this tool I will give some links out but I´ll know exactly who is linking to me and where visitors come from.

Citizen Eco-Friendly Watch Collection


Citizen is one of the world´s largest watchmakers and a leader in timekeeping technology. Citizen was established in 1924, the year they sold their first pocket watch, and has grown exponentially in the past three decades. Since 1986, this company has repeatedly achieved the world´s largest watchmaker distinction.
Over the years, Citizen has been a very innovative brand. They have developed advanced technology such as the world´s slimmest LCD watch, the first voice recognition watch and the first professional dive watch with an electric depth sensor.
Recently, Citizen has developed an ecologically friendly watch collection of light powered watches which are called Eco-Drive. Eco-Drive watches never need batteries, they run continuously when exposed to any kind of natural or artificial light. The company promises that this new citizen watches last a lifetime. In the long run, a watch which is fueled by light can really be a money saver.
I´ve seen some Eco-Drive watches and I think they´re a good investment both for personal use or a gift. My hubby is crazy about watches, if he could he would make a huge collection. He´s just my opposite. Currently, I don´t wear any watch. The last one I had ran out of batteries and I started using only my cell phone watch. I really wouldn´t mind receiving an Eco-Drive watch, it would be a perfect Valentine's gift. My birthday isn´t far either, it could be a two in one present but I have to find a way to let him know.

Music Monday X : HerĂłis Del Silencio

Hi.
For today´s MM, I selected a group I started listening in the early 90s and became their fan.
The name of this group is "HerĂłis del SilĂŞncio" (Silence Heroes) and they´re Spanish. They´re the only Spanish rock group I hear and I enjoy both their lyrics and music. I know many of you don´t understand Spanish or Portuguese. I like taking part in MM to share the music I really like to hear, no matter what language.
Herois del Silencio and their singer, Enrique Bunbury, were already nominées for Latino Grammy Awards in "Best Rock Album" cathegory. This song, "Maldito Duende", is one of my favorites from this group and this video is from their Tour 2007 DVD:



You can also visit Herois del Silencio Official Website for more info.

Update - Maldito Duende lyrics:

He oĂ­do que la noche es toda magia,
creí que un duende te invita a soñar,
y sé que últimamente apenas he parado,
y tengo la impresiĂłn de divagar.
Amanece tan pronto y yo estoy tan solo,
y no me arrepiento de lo de ayer,
las estrellas te iluminan y te sirven de guĂ­a,
te sientes tan fuerte que piensas
que nadie te puede tocar.
Las distancias se hacen cortas,
pasan rápidas las horas,
y ese cuarto no para de menguar.
Y tantas cosas por decir,
tanta charla por aquĂ­,
si fuera posible escapar de este lugar.
Amanece tan pronto........


Happy Blogging Monday!

Meeting People Online

While visiting other blogs, I came across several stories of people who meet online and start relationships. There are some bloggers that meet others and extend their friendship offline.
Last summer, I experienced this for the first time. I meet a blogger online, we exchanged links and comments for some time and then we meet offline. We meet for a coffee and spent some hours talking about our life, both online and offline. We said goodbye with the promise that one day we´ll meet again. This person lives in another country but visits mine for holidays. We still exchange comments and I think our friendship was enriched by the experience of our meeting.
When I first started blogging I never thought this could happen to me but it did. My experience was on a friendship level but there´s people who extend it further. Like me, you probably read stories of people who meet online and then get married. This stories make me curious about how this relations develop.
Probably, people meet in services such as 100% free dating or trough other social networks and then take a further step and extend that relation offline. Then, they meet again and their relationship develops from there. So, meeting online is just a starting point but it´s a totally different way of starting new relationships and a reality of our days. Technology is having a great impact on the way we relate and communicate with others and I wonder if it´s leading us to better quality relations or not.

Back To School

Our school vacations ended. This Monday is "back to school" time. We´ve been so lazy this past days.
Without fixed timetables we wake up, have meals and go to bed later than usual. It´s holidays after all and it feels really good.
I´ve been a worst student than my daughter because she did all her homeworks and I didn´t. In January, I´ll have to work harder to make it up.
On top of my shillyshally, my hubby had his company´s Christmas dinner on the same day I had an appointment with my teacher. I had to stay home with my daughter and missed the appointment. What´s worst is I didn´t warned my teacher in advance or contacted her after. I have to mail her first thing in the morning.
Well, it´s time to organize our backpacks and tomorrow off we go.
See you soon.

I Need To Do Some Renovations

This hollidays, I controlled very well my spending spree.
Although we´re trying to save money, the new year always brings me a desire for renovation. It´s the time of the year when I make plans about the things I´d like to achieve and reflect about the things I´d like to renovate in our space to refresh it. When we moved to this flat we had many expenses, we bouht some very low quality items, such as our mattress, a big mistake.
Nine years have passed and I realized I should have invested more on our sleep, instead of buying furniture for my flat´s entrance hall. I bought the cheapest mattress I found on the store and it was a bad decision that has been affecting our sleep quality for the past years. Each time I think about buying a new mattress, which is a big expense, something else comes up. Last time was our washing machine, it had no repair and we had to buy a new one.
I have to solve this problem soon, or else I will have bug problems. I was watching a TV show about this topic and I was in shock to find that, by now, my mattress must have some. There´s an online bed bug pest control guide that provides information on how to deal with this problem but my resolution maybe buying a new mattress. I don´t like bugs, I don´t know how to deal with them, specially those I cannot see.
I´m very domestic this days, now I´m also looking for solutions for my home office.
See you soon.

My Blog´s Ranks

I was so surprised with the latest PR updates that I started writing this post but saved it to be sure that in the meanwhile things wouldn´t change :)
Ranks is a topic of interest for most bloggers that somehow profit from them, either by monetizing their blogs trough advertising or paid posts.
When I wrote my blogging goals post I was quite sure that Night Clicks would be penalized but, for my luck, it wasn´t. Like me, other bloggers kept their PRs or gained some. I know there were recent changes but now I´m a bit confused.
Anyway, I´m writing this post to share my results:

Arte em Vidro - Before PR3 - Now PR3 - same
My Countryhome - Before PR2 - Now PR3 - + 1
Portuguese Menu - Before PR1 - Now PR3 - + 2
Netfreesource - Before PR3 - Now PR2 - - 1
Momyjob - Before Grey - Now PR 1 - + 1
Night Clicks - Before PR3 - Now PR3 - same

I think this update was good for my blogs.
Everyday I learn something new, so definitely the balance is positive.
See you soon.

Night Clicks Topics: EC Top Droppers

Hi.
In December, the 10 bloggers in the list dropped their EC on Night Click every day!
I know how hard it is to be a top dropper and I appreciate all of you. Thanks to all. During January, you´ll be featured in the sidebar.

~ A Simple Life

~ Mommy's Little Corner

~ The Modern Mom

~ The Ad Master

~ moms..... check nyo

~ Mariuca's Perfume Gallery

~ Life's sweets and spices

~ 14-Year-Old Kid Tech Guru

~ Brick For Jade

~ Lainy's Musings

My Top Advertiser was Mira.
See you soon.

Mortgage and Financing Solutions

Many countries are now in financial recession. For the Real Estate market this recession means there are less buyers and house prices have been lowered while other can´t afford the mortgage anymore.
Most families opt to buy instead of renting but the weight of a mortgage in their budget depends largely on interest rates. So a wise thing to do is consider the weight of a mortgage before buying. If you´re thinking about buying a house you can make a few different financing simulations and choose the lower interests tax.
If you live in US, there´s a Wilmington NC mortgage corporation, called Alpha Mortgage, that can help you find the best financing options to buy your home.
Alpha Mortgage Corporation is a full service mortgage banker, founded in 1983, and is one of the most trusted names in mortgages in Wilmington NC real estate business. This company provides services such as funding, in-house processing, underwriting and closing.
Alpha Mortgage has grown into a stable corporation due the introduction of innovative services that are now standards in the mortgage industry. This services include a best rate guarantee, special “no doc” loans aimed at entrepreneurs, same day approval plans, ten day closing and special programs for self-employed borrowers. They´re also specialists in larger amount loans, called Jumbo and super jumbo loans. For more information visit their website.