In my country, when you ask for a bank loan having a life insurance associated with that credit is mandatory. Banks have to make sure they get their money back in case something happens to the person that owes the money. Most banks have special insurance deals because they have shares in those companies. For example, if you have a bank account in a certain bank you can contract car insurance with a good discount. Banks and insurance companies are like one big happy family. They provide services together and both companies profit from it.
Another good reason to make a life insurance is to provide some financial security to our family in case we die. I can´t imagine how my daughter would pay my financial responsibilities in case something happens to me. This makes me think that her savings account should have more money on it or I should make a life insurance with her as my beneficiary.
If you live in US, and you need information about life insurance, you can check LifeInsurance.org. This website, recently redesigned, was developed to provide information and guidance about Life Insurance leading providers. This website does not sell policies to consumers and it´s focus is educational.
In Lifeinsurance website you can learn about the different types of insurance and search for quotes from leading US companies such as Transamerica, Northwestern Mutual, Gerber Life, MetLife, ING and HSBC. You can also search insurance providers by state and learn more about their services.
This website is a useful resource. In my country, we can only get quotes if we contact insurance companies.
Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts
My Experience With Online Insurance
Because I own a flat and a car, I have different experiences with insurance companies. In the past, I have used mediator´s services and I contracted insurance policies directly to different companies. Recently, when I decided to change my car insurance I tried, for the first time, online quotes.
I was surprised with this experience because I was able to find cheaper prices trough the Internet.
I wasn´t sure about the quality of services provided by companies that only offer online services but I changed my mind the same day. After providing my personal information I was contacted by a company´s representative the same day. After I accepted to contract their services they sent me my receipts and contract by e-mail. A couple days after paying my first receipt I received all documentation by mail. Simple and quickly, plus I saved money. I had a good experience with this company and if you need a new insurance I would recommend you checking online quotes.
I was surprised with this experience because I was able to find cheaper prices trough the Internet.
I wasn´t sure about the quality of services provided by companies that only offer online services but I changed my mind the same day. After providing my personal information I was contacted by a company´s representative the same day. After I accepted to contract their services they sent me my receipts and contract by e-mail. A couple days after paying my first receipt I received all documentation by mail. Simple and quickly, plus I saved money. I had a good experience with this company and if you need a new insurance I would recommend you checking online quotes.
Insurance Information
If you´re looking for a cheap insurance but you want the best policy coverage you can get you need to check different quotes. Last July, I changed my car insurance and I found the best deal available for my case trough online quotes. Once there are so many insurance companies that provide similar products, making price comparison is the best way to go.
Insurance1.com is a website where you can find information, tips, reviews and different online insurance quotes. This website covers a wide range of insurance products such as car insurance, life insurance, home insurance and health insurance quotes. Using Insurance1.com, you can get up to 4 different quotes from competing insurance agents by filling out just one easy form. This website goal is to help you make the best insurance related decision.
Insurance1.com is a website where you can find information, tips, reviews and different online insurance quotes. This website covers a wide range of insurance products such as car insurance, life insurance, home insurance and health insurance quotes. Using Insurance1.com, you can get up to 4 different quotes from competing insurance agents by filling out just one easy form. This website goal is to help you make the best insurance related decision.
Cheap UK Van Insurance
If you live in UK and you´re looking for the cheapest insurance you can get, check out Autonetinsurance website for quotes and good discounts.
I recently changed my insurance company because I found an online deal for half the price I was paying before. And do you know how I found my actual company? I´ll tell you, it was trough a search engine. I typed cheap online insurance in the search toolbar and found my actual company. This company is owned by a national bank and because they don´t have offices expenses like other competitors, they can make the best prices on the market. The process of a new insurance policy is all done online and by phone. This way I was able to save good money without losing service quality and I was amazed how fast they worked.
If you own a van, Autonetinsurance has great deals. They currently have a promotion in which you can save up to 70% on your policy .This type of insurance has three levels of cover, full van insurance , third party fire and theft and third party only. You can choose the type of policy that best suits your needs and compare the prices offered by 25 different Insurers.
Autonet Insurance Group also provides quotes for other types of insurance such as car, home, bike, caravan, travel and even pet insurance.
I recently changed my insurance company because I found an online deal for half the price I was paying before. And do you know how I found my actual company? I´ll tell you, it was trough a search engine. I typed cheap online insurance in the search toolbar and found my actual company. This company is owned by a national bank and because they don´t have offices expenses like other competitors, they can make the best prices on the market. The process of a new insurance policy is all done online and by phone. This way I was able to save good money without losing service quality and I was amazed how fast they worked.
If you own a van, Autonetinsurance has great deals. They currently have a promotion in which you can save up to 70% on your policy .This type of insurance has three levels of cover, full van insurance , third party fire and theft and third party only. You can choose the type of policy that best suits your needs and compare the prices offered by 25 different Insurers.
Autonet Insurance Group also provides quotes for other types of insurance such as car, home, bike, caravan, travel and even pet insurance.
I´m My Mother´s Driver
In Portugal, you can only get a car insurance if the car is registered in your name. Last February, when I broke up with my ex and lost my previous car I had to buy another one. Here we really need a car. Once I don´t have the divorce papers yet, I had to buy the car in my mother´s name.
My mother started driving when I was born, a long time ago. A few years ago, she had an accident and decided it was time to stop driving. Because of this, she didn´t renovated her driving license, it expired in 2002. Because she didn´t have a valid driving license, I had a hard time making a car insurance in her name. Fortunately, in Portugal, we can make an insurance in the car owner´s name only if someone else is the driver. This way, my problem was solved. I made an insurance in her name but I´m the driver.
It was important to share all these details with the insurance company to get a comprehensive car insurance policy. This way, if I have any accident we´re both protected.
My mother started driving when I was born, a long time ago. A few years ago, she had an accident and decided it was time to stop driving. Because of this, she didn´t renovated her driving license, it expired in 2002. Because she didn´t have a valid driving license, I had a hard time making a car insurance in her name. Fortunately, in Portugal, we can make an insurance in the car owner´s name only if someone else is the driver. This way, my problem was solved. I made an insurance in her name but I´m the driver.
It was important to share all these details with the insurance company to get a comprehensive car insurance policy. This way, if I have any accident we´re both protected.
Home Insurance
In my country, having a home insurance that covers personal possessions is not mandatory. If we live in a flat, owners must have an insurance that covers the common parts of a building and that´s quite it. If we have a mortgage than the bank makes an insurance to cover damages and third parts but if we want the contents of our home to be covered we must have an extra policy.
If we live in a home instead of a flat and we have a dog, there are specific insurances that cover any accident with our pet. In sum, if we want everything covered by insurance we must make three or more different policies. This is why home insurance is so expensive in my country.
If you live in US, I think home insurance works the same way. The best thing to do is finding a company that does policies for different risks. If you live in Austin area you can check Austin Home Insurance for a quote. Farmers Insurance has been in business for 24 years and they specialize in different coverage such as: Auto insurance, home insurance, life & health insurance, motor home & mobile home insurance, condo insurance, real estate & construction services, among others.
If you´d like to know more about Farmers Insurance services you can visit their website. If you call for a no obligation quote you can receive a free VISA gift card.
If we live in a home instead of a flat and we have a dog, there are specific insurances that cover any accident with our pet. In sum, if we want everything covered by insurance we must make three or more different policies. This is why home insurance is so expensive in my country.
If you live in US, I think home insurance works the same way. The best thing to do is finding a company that does policies for different risks. If you live in Austin area you can check Austin Home Insurance for a quote. Farmers Insurance has been in business for 24 years and they specialize in different coverage such as: Auto insurance, home insurance, life & health insurance, motor home & mobile home insurance, condo insurance, real estate & construction services, among others.
If you´d like to know more about Farmers Insurance services you can visit their website. If you call for a no obligation quote you can receive a free VISA gift card.
Medical Professionals Insurance
While working at the hospital, I realized that my job´s environment isn´t very safe, specially for those who directly treat patients such as Doctors, Physicians, Nurses and other non medical staff. These professionals are daily exposed to different types of virus or bacteria and can get infected without knowing the exact source. They can also have work accidents just like in any other profession.
In the section where I work, there are strict rules we need to follow while dealing with medical equipment. It´s important that we follow those rules to avoid contamination. After all, we´re as much exposed as other medical professionals because we handle all their working tools.
Working in the medical industry, specially in hospitals and clinics, has a moderate or high risk level associated. Every worker should have a good insurance if of any accident happens and this applies to all, including those who have their own occupation.
Medical professionals can find Disability Insurance Quotes or Own Occupation Disability Insurance online. A good insurance company provides different plans according to each speciality. By comparing plans and prices from multiple companies online, health professionals can get a good insurance, at affordable prices, that suits their needs and covers them in the worst scenario.
In the section where I work, there are strict rules we need to follow while dealing with medical equipment. It´s important that we follow those rules to avoid contamination. After all, we´re as much exposed as other medical professionals because we handle all their working tools.
Working in the medical industry, specially in hospitals and clinics, has a moderate or high risk level associated. Every worker should have a good insurance if of any accident happens and this applies to all, including those who have their own occupation.
Medical professionals can find Disability Insurance Quotes or Own Occupation Disability Insurance online. A good insurance company provides different plans according to each speciality. By comparing plans and prices from multiple companies online, health professionals can get a good insurance, at affordable prices, that suits their needs and covers them in the worst scenario.
My New Old Car
I recently wrote a post about my car where I mentioned I was about to return it, remember?
Well, in fact I had to give my previous car away but I already bought another one and it´s all paid. Now I have a car of my own and no debt at all.
Previously, I had a dark grey 2007 Ford Fusion and now I bought a black 1999 Ford Techno. Ford is one of my favorite affordable brands. To make this change, I gave my father´s old 1974 Mercedes (that was abandoned in my garage) and paid the rest in cash. Buying an older car isn´t the ideal option but, at least, I´m debit free.
I also had to change my car insurance for a new contract in my name. I even saved some money with this change.
If you´re looking to save some money with your car insurance you should check different companies before you decide which one to chose.
You can start by visiting Carinsuranceceqt website to get an online quote. From my experience, the best way to save money in car insurance is doing price comparison to check the best deal for your needs.
Well, in fact I had to give my previous car away but I already bought another one and it´s all paid. Now I have a car of my own and no debt at all.
Previously, I had a dark grey 2007 Ford Fusion and now I bought a black 1999 Ford Techno. Ford is one of my favorite affordable brands. To make this change, I gave my father´s old 1974 Mercedes (that was abandoned in my garage) and paid the rest in cash. Buying an older car isn´t the ideal option but, at least, I´m debit free.
I also had to change my car insurance for a new contract in my name. I even saved some money with this change.
If you´re looking to save some money with your car insurance you should check different companies before you decide which one to chose.
You can start by visiting Carinsuranceceqt website to get an online quote. From my experience, the best way to save money in car insurance is doing price comparison to check the best deal for your needs.
UK Auto Insurance
Within the next month, my auto insurance has to be renovated. I know I can find a cheaper insurance than I have now so I´ve been looking for online quotes.
If you live in UK and you need an insurance you can find a good quality price relation in Autonet Insurance Group. This company is one of the largest independently owned insurance brokers in UK. They provide almost any type of insurance one can need, including Van Insurance, car, home, pet, motor home, business or life insurance, among others.
In Autonet Insurance Website you can get an online quote or check details about your existing insurance. This feature is very useful because you can verify your policy´ situation and payments online. This company also has exclusive off-line rates. To get informed about this special rates and get an extra discount all you need to do is call 0800021 and talk with their experienced staff.
Besides insurance, Auto Insurance Group also provides other financial services such as mortgages and remortgages.
For those who work in the insurance field or have a Website, Auto Insurance offers an affiliate scheme with some of the best rates in the market. This affiliate scheme is totally free to join and you can generate extra revenue from your Website using their widgets. Each time someone clicks that widget and buys an insurance you get your commission.
If you live in UK and you need an insurance you can find a good quality price relation in Autonet Insurance Group. This company is one of the largest independently owned insurance brokers in UK. They provide almost any type of insurance one can need, including Van Insurance, car, home, pet, motor home, business or life insurance, among others.
In Autonet Insurance Website you can get an online quote or check details about your existing insurance. This feature is very useful because you can verify your policy´ situation and payments online. This company also has exclusive off-line rates. To get informed about this special rates and get an extra discount all you need to do is call 0800021 and talk with their experienced staff.
Besides insurance, Auto Insurance Group also provides other financial services such as mortgages and remortgages.
For those who work in the insurance field or have a Website, Auto Insurance offers an affiliate scheme with some of the best rates in the market. This affiliate scheme is totally free to join and you can generate extra revenue from your Website using their widgets. Each time someone clicks that widget and buys an insurance you get your commission.
Online Insurance Resources
In Portugal, we have both public and private health providers. In the public health system, which includes health centers and hospitals, any citizen can receive medical treatment without having insurance or other type of health care plan. Hospitals charge admission fees that are affordable to most citizens and provide effective diagnostic resources.
When we look to countries such as USA, everything is different. Most citizens need insurances and they have many different products and carriers' to choose from. My country is slowing moving towards this reality. Private hospitals are no longer managed only by doctors, they function as a profitable business and many provide better services than public providers. Another difference is the quantity of information available online.
For example, if you live in California you can find plenty information online and get a California Health Insurance Online Quote . You can also research requirements to contract a California Business Health Insurance for your company.
Due to rising health care premiums, insurance companies created HSA Plans California, which are high deductible and cover both illness and accidents. Another option is to purchase an accident policy to supplement your health insurance. You can also find specific insurance products for children and seniors.
With all the options available, before choosing any insurance, we should read all the information available and compare plans to do the best deal.
When we look to countries such as USA, everything is different. Most citizens need insurances and they have many different products and carriers' to choose from. My country is slowing moving towards this reality. Private hospitals are no longer managed only by doctors, they function as a profitable business and many provide better services than public providers. Another difference is the quantity of information available online.
For example, if you live in California you can find plenty information online and get a California Health Insurance Online Quote . You can also research requirements to contract a California Business Health Insurance for your company.
Due to rising health care premiums, insurance companies created HSA Plans California, which are high deductible and cover both illness and accidents. Another option is to purchase an accident policy to supplement your health insurance. You can also find specific insurance products for children and seniors.
With all the options available, before choosing any insurance, we should read all the information available and compare plans to do the best deal.
Website Review: EDIC Insurance Services
EDIC, Eastern Dentists Insurance Company was founded in 1992, by the Dental Society of Massachusetts, as a “by dentists for dentists” company that provides insurance products specifically to Dentists in USA.
EDIC is located near Boston and services dentists in Massachusetts, Rhode Island, New Hampshire, Vermont, Connecticut, Maine, New Jersey, New York, and Pennsylvania. This company is a mutual-type RRG (Risk Retention Group) company owned and controlled by its members. This means that all members vote on changes in the board of directors (all dentists) and on by-laws.
EDIC Products include: medical liability insurance, dental student program, business insurance, personal insurance and financial services. EDIC’s affiliate, EDIA and EDFS, offer dentists additional insurance and financial services.
This company developed a system, called “Life Cycles” which includes insurance solutions adapted to each stage of a Dentist career: student/resident, new professional, owner/partner and retiring.
For example, because they understand how difficult it is to get started in a dental career, EDIC offers the most liberal discount program to new dentists on medical liability insurance. New dentists that are starting their careers also need other types of insurance and financial services. EDIC’s affiliates, EDIA and EDFS, offer new dentists additional insurance and financial services they need.
For those who are just starting the practice of dentistry EDIC, EDIA and EDFS can advise them on the following:
• Malpractice Insurance
• Auto Insurance
• Life Insurance, Term and Whole Homeowner's Insurance
• Personal Umbrella Policies
• Possible Office Insurance
• IRA Planning
• Basic Financial Planning and Debt Management
• Estate Planning
• Income Tax Planning
• Insurance and Risk Management Planning
• Education Funding for Children
• Design and Implementation of Coordinated Investment Strategies
The other insurance solutions provided by EDIC and it´s affiliates also take in consideration the insurance needs of a Dentist in any career stage.
EDIC is located near Boston and services dentists in Massachusetts, Rhode Island, New Hampshire, Vermont, Connecticut, Maine, New Jersey, New York, and Pennsylvania. This company is a mutual-type RRG (Risk Retention Group) company owned and controlled by its members. This means that all members vote on changes in the board of directors (all dentists) and on by-laws.
EDIC Products include: medical liability insurance, dental student program, business insurance, personal insurance and financial services. EDIC’s affiliate, EDIA and EDFS, offer dentists additional insurance and financial services.
This company developed a system, called “Life Cycles” which includes insurance solutions adapted to each stage of a Dentist career: student/resident, new professional, owner/partner and retiring.
For example, because they understand how difficult it is to get started in a dental career, EDIC offers the most liberal discount program to new dentists on medical liability insurance. New dentists that are starting their careers also need other types of insurance and financial services. EDIC’s affiliates, EDIA and EDFS, offer new dentists additional insurance and financial services they need.
For those who are just starting the practice of dentistry EDIC, EDIA and EDFS can advise them on the following:
• Malpractice Insurance
• Auto Insurance
• Life Insurance, Term and Whole Homeowner's Insurance
• Personal Umbrella Policies
• Possible Office Insurance
• IRA Planning
• Basic Financial Planning and Debt Management
• Estate Planning
• Income Tax Planning
• Insurance and Risk Management Planning
• Education Funding for Children
• Design and Implementation of Coordinated Investment Strategies
The other insurance solutions provided by EDIC and it´s affiliates also take in consideration the insurance needs of a Dentist in any career stage.
Accidents at Work: What To Do?
Accidents at work may happen to anyone at anytime, and in various ways. For example, it can be because of defective equipment or machinery, lifting heavy objects, faulty, damaged or slippery flooring, careless acts by other workers causing an accident, lack of safety clothing, and this list could go on, and on.
The best thing to do in this situation is to be informed of your legal rights.
If you have been injured in an accident at work you may have a claim against a group or individual responsible. All employers are obligated by law to have a liability insurance, in which the insurance company provides their services for your claim for compensation for injury and losses.
To start a claim process you must begin court proceedings, generally, within three years of the date of your accident, with some exceptions. To have a compensation for your injuries you must prove that some person or organization, other than yourself, is liable for your injuries, which isn´t always easy and sometimes may be an expensive process, mostly because of fees.
When you have na accident at work, the best deal is to have a company that effectively takes care of your claim process and offers a no win, no fee and win no fee service.
The best thing to do in this situation is to be informed of your legal rights.
If you have been injured in an accident at work you may have a claim against a group or individual responsible. All employers are obligated by law to have a liability insurance, in which the insurance company provides their services for your claim for compensation for injury and losses.
To start a claim process you must begin court proceedings, generally, within three years of the date of your accident, with some exceptions. To have a compensation for your injuries you must prove that some person or organization, other than yourself, is liable for your injuries, which isn´t always easy and sometimes may be an expensive process, mostly because of fees.
When you have na accident at work, the best deal is to have a company that effectively takes care of your claim process and offers a no win, no fee and win no fee service.
